The 3-D Secure process is being further developed

Selling reliably on the Web

The new EU Payment Services Directive PSD2 is coming. Here you will find the most important information at a glance:

Knowledge

This includes the PIN, a password and personal security questions, the answers to which are known only to the customer.

Possession

These are items in the exclusive possession of the customer, such as smartphone, token, Smart Watch, etc..

Inherence

Here it concerns unique factors of the customer-like biometric characteristics, voice, behavior pattern, face ID, etc.

That's why 3-D Secure 2.x is coming

The mandatory SCA requirements are designed to make transactions even more secure, both for the buyer and for the merchant. Known weaknesses will be remedied by the new procedure and comply with the new legislation, which comes into force on September 14, 2019 and regulates electronic payments.